A verified history for the home
you've poured a decade into.
Homeowners now stay in a house a median 11 years — and accumulate around $21,400 in hidden ownership costs each year. Real Estate Ledger turns the paper trail that proves it all into a single, tamper-evident record you can hand to buyers, lenders, and insurers in one click.
Free for up to 10 properties · 5 GB storage · all core features
412 Linden Hollow Dr
Dayton, OH 45459 · Single family · Built 2008
- 12 docs
Roof — replaced 2023
GAF Golden Pledge · 30-yr
- 14 docs
HVAC — serviced annually since 2019
Carrier · 10-yr parts
- 21 docs
Kitchen renovation — 2021
Permitted · $42,800
- 8 docs
Solar — installed 2024
Tesla · 25-yr
Most homes have nearly no documented history.
When it's time to sell, refinance, or file a claim, the proof has to be reconstructed — often during the worst possible week.
Documents scatter across email, drives, and filing cabinets
Permits, warranties, contractor invoices, and inspection reports each live somewhere different. None of them are tied to the home itself.
Undocumented improvements cost real money at sale
Buyers ask for inspection credits on items you can't prove were repaired. Average per-item give-back: $2,000–$10,000.
A "trust me" pitch never wins against a "look at the record" one
Lenders, insurers, and buyer's agents reward homeowners who can produce verified history. Everyone else absorbs the discount.
One record. Verified. Yours forever.
Upload anything — permits, warranties, contractor invoices, inspection reports, photos. AI categorizes each document by property and system. Every upload is fingerprinted on the Constellation Network through Digital Evidence, producing an immutable, tamper-evident record. When you need the history, you generate a Property Guidebook in a click.
AI document categorization
Drop a folder of mixed documents. AI tags each one by property, system, and type. Approve with a single click.
Property Guidebook reports
One-click shareable PDF or live link. Hand it to a buyer, a lender, an insurer, or your future self.
Tamper-evident provenance
Each document gets a cryptographic fingerprint via Digital Evidence. Anyone who receives the record can verify it has not been altered.
Warranty tracking with linked evidence
Carpet warranty requires annual cleaning? The receipts live with the warranty. Roof warranty needs proof of maintenance? Same story.
Scott Martin
Retired USAF Brigadier General · Dayton, OH
$30K
Above asking
7
Offers in 3 days
Day 3
Under contract
I listed in January — the worst possible month — with a Property Guidebook in hand. We had 17 private showings in three days, canceled the open house, took seven offers, went under contract on day three, and sold $30,000 above asking with appraisal-gap coverage. The buyer's agent told me her clients constantly ask for a "CARFAX for homes." We had one.
Eleven-year record · in good standing
Roof replaced · 2023. HVAC serviced annually since 2019. Kitchen renovation permitted · 2021. 47 documents fingerprinted.
"A house has a longer memory than its owner. The thing buyers ask for isn't a fresh coat of paint. It's the proof that someone has been paying attention for ten years."
$8,808
Annual maintenance · average homeowner (Bankrate 2025)
11 yrs
Median tenure · before sale (NAR 2025)
83%
Of buyers ask for inspection concessions (NAR 2025)
$7,200
Typical concession amount the documented seller resists
Four moments your future self will thank you for.
- 01
The week before listing
Your agent asks for permits, warranties, and the renovation history. The Guidebook is already done.
- 02
A surprise insurance claim
The adjuster asks for proof the roof was replaced and the HVAC was serviced annually. The receipts are already linked to the asset.
- 03
A refinance appraisal
The appraiser wants details on the renovation work and the value-add improvements. You hand them the report and skip the back-and-forth.
- 04
A future renovation contractor
They need to know what's behind the wall, what permits were pulled, and what the last contractor did. You search the record in seconds.
Built for everything else, too.
Homeowner content lives across guides, templates, and comparisons. Start where you are.
Start with a checklist
Compare the alternatives
Go deeper on the product
Your first property record takes about 20 minutes.
Pick one category — warranties, recent renovations, or your HVAC system — and start there. The Guidebook is one click whenever you're ready.